@font-face{font-family:"Bricolage Grotesque";src:url(/fonts/bricolage.woff2) format("woff2");font-weight:200 800;font-display:swap}
@font-face{font-family:Manrope;src:url(/fonts/manrope-400.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:Manrope;src:url(/fonts/manrope-600.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:Manrope;src:url(/fonts/manrope-800.woff2) format("woff2");font-weight:800;font-display:swap}
:root{
  --navy:#0f2a4a;--navy-2:#16365d;--cyan:#1cb5e0;--cyan-d:#0b7fa3;--cyan-c:#e3f6fc;
  --bg:#fff;--bg-2:#f3f7fb;--line:#dfe7ef;--txt:#0f2a4a;--mid:#47607d;--soft:#6b7f97;
  --r:18px;--max:1120px;--read:760px
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:Manrope,system-ui,sans-serif;color:var(--txt);background:var(--bg);line-height:1.65;font-size:17.5px;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--cyan-d)}
h1,h2,h3,.bric{font-family:"Bricolage Grotesque",Manrope,sans-serif;letter-spacing:-.02em;line-height:1.12}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.read{max-width:var(--read);margin:0 auto}
svg.s{fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;width:20px;height:20px}

.btn{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:16px;border-radius:999px;padding:14px 24px;text-decoration:none;transition:transform .2s,background .2s;border:0;cursor:pointer}
.btn-p{background:var(--cyan);color:var(--navy)}
.btn-p:hover{transform:translateY(-2px);background:#33c4ec}
.btn-g{border:2px solid currentColor;color:#fff;background:transparent}
.btn-g:hover{background:#fff;color:var(--navy)}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo .f{width:38px;height:38px;border-radius:11px;background:linear-gradient(145deg,#2cc6ef,#13a6d3);display:grid;place-items:center}
.logo .f svg{width:19px;height:19px}
.logo b{font-family:"Bricolage Grotesque";font-weight:800;font-size:23px;letter-spacing:-.035em}
.logo b span{color:var(--cyan)}
.links{display:flex;gap:24px;font-weight:600;font-size:15px}
.links a{color:var(--navy);text-decoration:none}
.links a:hover,.links a[aria-current]{color:var(--cyan-d)}
.nav .btn{padding:10px 18px;font-size:14.5px}
@media(max-width:900px){.links{display:none}}

/* hero */
.hero{background:var(--navy);color:#fff;padding:44px 0 56px}
.crumbs{font-size:14px;color:#a9bbd0;margin-bottom:22px}
.crumbs a{color:#cfe0f0;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.crumbs span{margin:0 6px;opacity:.6}
.eti{font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--cyan);margin-bottom:12px}
.hero h1{font-size:clamp(32px,5vw,54px);font-weight:800;margin-bottom:18px;max-width:900px}
.hero h1 em{font-style:normal;color:var(--cyan)}
.hero p.lead{font-size:clamp(17px,1.7vw,20px);color:#c6d4e4;max-width:760px;margin-bottom:26px}
.hero .meta{font-size:14px;color:#a9bbd0;margin-top:18px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}

/* artículo */
article{padding:56px 0 24px}
article h2{font-size:clamp(26px,3.4vw,36px);font-weight:800;margin:52px 0 16px;scroll-margin-top:90px}
article h2:first-child{margin-top:0}
article h3{font-size:21px;font-weight:800;margin:30px 0 10px;scroll-margin-top:90px}
article p{margin-bottom:16px;color:#22395a}
article ul,article ol{margin:0 0 18px 22px;color:#22395a}
article li{margin-bottom:8px}
article b,article strong{color:var(--txt)}
.box{background:var(--cyan-c);border-left:5px solid var(--cyan);border-radius:12px;padding:20px 22px;margin:22px 0}
.box p:last-child{margin-bottom:0}
.box.note{background:var(--bg-2);border-left-color:var(--soft);font-size:15.5px}
.tbl{overflow-x:auto;margin:20px 0 24px;border:1px solid var(--line);border-radius:14px}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:15.5px}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--bg-2);font-weight:800;font-size:14px}
tr:last-child td{border-bottom:0}
tr.us td{background:#effaff;font-weight:600}
td.n{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.fine{font-size:14px;color:var(--soft)}
.toc{background:var(--bg-2);border-radius:var(--r);padding:20px 24px;margin:0 0 30px}
.toc b{display:block;margin-bottom:8px}
.toc ol{margin:0 0 0 20px}
.toc li{margin:4px 0}
.steps{counter-reset:s;list-style:none;margin-left:0!important}
.steps li{counter-increment:s;position:relative;padding:4px 0 10px 52px;min-height:42px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;background:var(--cyan);color:var(--navy);font-weight:800;display:grid;place-items:center;font-family:"Bricolage Grotesque"}

/* funciones */
.area-index{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:8px;margin:0 0 20px;list-style:none;padding:0}
.area-index a{display:flex;justify-content:space-between;gap:10px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--navy);font-weight:600;font-size:15px}
.area-index a:hover{border-color:var(--cyan);background:var(--cyan-c)}
.area-index a span{color:var(--cyan-d);font-weight:800}
.fx{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:10px 26px;list-style:none;margin:0 0 10px!important;padding:0}
.fx li{display:grid;grid-template-columns:42px 1fr;gap:0 8px;padding:10px 0;border-bottom:1px solid var(--line);margin:0}
.fx li i{font-style:normal;font-size:13px;font-weight:800;color:var(--cyan-d);padding-top:2px}
.fx li b{display:block}
.fx li span{font-size:15.5px;color:var(--mid)}
.fxsec h2{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.fxsec h2 small{font-family:Manrope;font-size:15px;color:var(--cyan-d);font-weight:800;letter-spacing:.02em}

/* cta + relacionados */
.cta-band{background:var(--navy);color:#fff;border-radius:24px;padding:34px 30px;margin:40px 0}
.cta-band h2{color:#fff;margin:0 0 10px!important;font-size:clamp(24px,3vw,32px)}
.cta-band p{color:#c6d4e4;margin-bottom:20px}
.rel{padding:20px 0 70px}
.rel h2{font-size:24px;margin-bottom:16px}
.rel-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.rel-grid a{display:block;padding:18px 20px;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--navy);background:#fff;transition:border-color .2s,transform .2s}
.rel-grid a:hover{border-color:var(--cyan);transform:translateY(-2px)}
.rel-grid b{display:block;font-family:"Bricolage Grotesque";font-size:18px;margin-bottom:4px}
.rel-grid span{font-size:14.5px;color:var(--mid)}

details{border-bottom:1px solid var(--line);padding:14px 0}
details summary{font-weight:800;cursor:pointer;list-style:none;position:relative;padding-right:30px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";position:absolute;right:4px;top:-2px;font-size:24px;color:var(--cyan-d)}
details[open] summary::after{content:"−"}
details p{margin:10px 0 0}

footer{background:var(--bg-2);padding:30px 0;font-size:14px;color:var(--mid)}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;align-items:center}
footer nav{display:flex;flex-wrap:wrap;gap:6px 16px}
footer a,footer button{color:var(--mid);background:none;border:0;font:inherit;cursor:pointer;text-decoration:underline}
.wa{position:fixed;right:18px;bottom:18px;z-index:60;width:56px;height:56px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 26px -8px rgba(0,0,0,.35)}
.wa svg{width:30px;height:30px;fill:#fff}
dialog{max-width:620px;border:0;border-radius:18px;padding:26px;margin:auto}
dialog::backdrop{background:rgba(15,42,74,.6)}
dialog h3{margin-bottom:10px}dialog p{margin-bottom:12px;font-size:15.5px}
.ck{position:fixed;left:16px;right:16px;bottom:16px;z-index:70;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;box-shadow:0 18px 50px -20px rgba(15,42,74,.4);font-size:14.5px}
.ck[hidden]{display:none}
.ck p{margin-bottom:12px}.ck-b{display:flex;gap:10px}
.ck .btn{padding:10px 18px;font-size:14.5px}
.ck-no{background:var(--bg-2);color:var(--navy)}
.ck-l{background:none;border:0;color:var(--cyan-d);text-decoration:underline;cursor:pointer;font:inherit}
@media(max-width:560px){body{font-size:16.5px}.hero{padding:30px 0 40px}.cta-band{padding:26px 20px}}
.nuevo{display:inline-block;font-style:normal;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);background:var(--cyan-c);border:1px solid var(--cyan);border-radius:6px;padding:1px 6px;margin-left:6px;vertical-align:2px;line-height:1.4}
.fxsec .ancla{display:block;position:relative;top:-90px;visibility:hidden}